Permanent Disability

Becoming permanently disabled is a great change in your life. It means that you will have to learn to alter much of your lifestyle. Some adjustments may be small while others may signify a complete transformation. A limited number of items are listed in this section to assist you in accessing benefits, which may be available to you.

Forms:

• Disability Application Packet

Additional Information:

Health Benefits

• Extended Coverage/COBRA

Pension SPD

• Grace Periods - Page 6

Pension Benefits

• Terminal Illness Benefit

Benefit Plan Checklist

• Go over the rules concerning the limited disability extensions to coverage and COBRAThe acronym for the Consolidated Omnibus Budget Reconciliation Act of 1985 which allows for the purchase of coverage after loss of eligibility due to certain qualifying events. continuation coverage rules. Continued Health coverage is an essential ingredient to dealing with your disability.
• Should you decide to apply for the disability extension of coverage, please complete the Disability Application Form and have the Attending Physicians Statement completed by your doctor and return them to the Administrative Office along with any supporting documentation. You will be notified of the decision in writing.
• If your disability is a Terminal Illness, review the Terminal Illness section to review the benefits available.
• You should check your vesting status under the Pension Plan to determine whether you are vested for a pension benefit. If you are not vested with the Pension Plan, your disability may affect your Qualified YearsA Plan Year in which the Participant earned at least eight Credited Weeks towards vesting, depending on the duration of your disability.